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ArthSarthi 2026: Inside Vijay InvestEdge's Pune Evening on India's Long-Term Investor Story
Key Takeaways from ArthSarthi : Empowering Investors
ArthSarthi 2025: Empowering Investors Through Knowledge
Articles
SEBI's New 40-Category Mutual Fund Framework: What Changed and Why It Matters
For the first time since 2017, SEBI has carried out a full review of how mutual fund schemes in India are categorised
Why Did My Mutual Fund NAV Drop Despite a Market Correction
It is a common moment of confusion. The Nifty or Sensex falls by, say, 2% on a given day, but the NAV of a mutual fund held against that same market falls by more, or falls on a day the index barely moved at all
Understanding Market Cycles: Bull, Bear, and Consolidation Phases Explained Historically
Every market, in every country, moves in cycles. Prices do not rise or fall in a straight line. They trend, they pause, they reverse, and they trend again.
Understanding expense ratios: the silent portfolio killer
Every mutual fund charges something to run the scheme. That charge doesn't show up as a line item on your statement the way a brokerage fee does.
Building an emergency fund before you build a portfolio
Ask ten people why their first stock investment turned into a forced sale at a loss, and a good number will trace it back to the same thing: money that was supposed to be untouched for years suddenly had to cover a job loss, a hospital bill, or a broken appliance. An emergency fund exists to make sure that never happens to your long-term money.
How to read a company's annual report in 10 minutes
An annual report can run past 200 pages. Nobody reading it for the first time needs to read all 200.
Hybrid funds explained: are they the middle ground conservative investors need?
Most conservative investors face the same dilemma. Fixed deposits feel safe but barely keep pace with inflation. Equity markets offer growth but come with swings that can test anyone's patience. Hybrid mutual funds exist for the space between these two.
Amenities vs time crunch: what your housing society is really charging you for
Monthly maintenance in a premium Mumbai society can run as high as ₹15,000, largely to keep the clubhouse, pool, and gym running, compared with as little as ₹1,500 a month in a basic Pune society with fewer shared facilities.
How layoffs and a shaky economy make an emergency fund non-negotiable
India's technology and software services industry could eliminate between 25,000 and 35,000 jobs in 2026, according to estimates cited by ETTech, with staffing firms reporting thousands more quiet exits that never make headlines. Tata Consultancy Services alone confirmed plans to cut around 12,200 roles, about 2% of its global workforce, in financial year 2026.
The iPhone you want vs. the retirement you're building
The iPhone 17 Pro starts at ₹1,34,900 for the base 256GB model in India, with the Pro Max going up to ₹1,49,900 . Meanwhile, the median Indian nearing retirement has saved ₹28 lakh against a target of ₹1 crore, a shortfall of roughly 3.6 times . Neither number is a reason to feel guilty about wanting a good phone. They're just two numbers worth looking at together before the next upgrade.
How Quick Commerce Is Quietly Eating Your Monthly SIP
Ten minutes is now how long it takes to get chips, a phone charger, or a last-minute birthday candle delivered to your door. It is also, coincidentally, close to how long most people spend deciding whether to increase their SIP amount this year. One habit is growing at 40% a year. The other is showing early signs of strain.
Using RTI to track down an old EPF or insurance claim
If a Provident Fund withdrawal has sat at "under process" for months, or an old LIC policy seems to have quietly vanished into paperwork nobody can locate, most people's instinct is to keep calling a helpline and hoping. There's a more effective, legally backed option most people don't reach for until much later than they should: the Right to Information Act, 2005. It won't settle your claim by itself, but it can force a public authority to put, in writing, exactly where your money is stuck and why, which is often the missing piece that gets a stalled claim moving.
Why Chasing IPO Listing Gains Might Be A Bad Idea
Let's talk about IPO GMP for a second, because someone always asks about it.
GIFT City explained: What it is and how Indians and NRIs actually invest there
GIFT City, short for Gujarat International FinTec-City, is India's first International Financial Services Centre, and by 2026 it had crossed USD 111 billion in assets under its regulatory umbrella. It sits on the banks of the Sabarmati between Ahmedabad and Gandhinagar, but legally, for financial purposes, it is treated as foreign territory under India's foreign exchange law.
Rupee depreciation in 2026: what it means for your portfolio, not just your petrol bill
The rupee has weakened sharply in 2026, trading near ₹96 to the US dollar in mid-July against roughly ₹90 in January, a move of about 6 to 7 percent in six months. Most coverage of this stops at petrol prices and phone costs. For investors, the more useful question is different: which parts of your portfolio gain, which lose, and what should you actually do about it.
Understanding Large, Mid, and Small Cap Companies
Every Indian understands cricket selection. You do not pick eleven openers just because they can hit boundaries. You do not fill your side with only defensive batters either. A team that wins tournaments is built with balance, and that same thinking applies to how mutual funds pick the companies they invest in.
How the Middle East War Shook Indian Markets, and What It Means Going Forward
For the more than 10 crore Indians who now hold demat accounts, many of them first time investors who had never seen a real geopolitical shock before, the fall was confusing and scary. Here is what happened and what it means for your money.
Investshala: The Podcast That Lets Fund Managers Do the Talking
Scroll through YouTube or Instagram for investing advice and you'll hit a familiar problem. Everyone has an opinion on the market, but very few actually manage money for a living. Investshala was built to fix that gap.
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