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ArthSarthi 2026: Inside Vijay InvestEdge's Pune Evening on India's Long-Term Investor Story
Key Takeaways from ArthSarthi : Empowering Investors
ArthSarthi 2025: Empowering Investors Through Knowledge
Articles
20 new IPOs are launching next week. Here's what's actually going on
Twenty companies are opening IPO subscription windows in the final week of September 2026, seven on the mainboard and thirteen in the SME segment, making it one of the most concentrated stretches of primary-market activity India has seen this year
The Tata Sons chairman controversy, explained
Tata Group stocks lost as much as 8.4% in a single morning after India's most storied conglomerate found itself in open warfare over who leads it.
What a 6th straight weekly decline actually means
Nifty and Sensex just closed out their sixth consecutive losing week, the longest such stretch since the pandemic crash of early 2020
The NSE's own IPO, explained
For a company that runs the trading platform for thousands of others, going public itself turned out to be the hardest trade of all
The HDFC Bank governance crisis, explained
HDFC Bank hit a 52-week low on September 11, then rallied on CEO news. See what's confirmed, disputed, and still unresolved in its governance crisis.
How the recent BRICS summit affected markets globally
Indian markets fell during BRICS summit week, but oil and Middle East tensions drove it, not the summit. See what the New Delhi Declaration actually changed.
Capital gains tax on mutual funds and stocks, explained
Equity LTCG is now 12.5% above ₹1.25 lakh, STCG is 20%. See the current, cross-checked capital gains tax rules for stocks and mutual funds.
Investing for homemakers and women reclaiming financial independence
This piece is about what actually changes when a homemaker starts investing in her own name, including the tax mechanics that surprise most first-time investors, and what starting small genuinely looks like in practice
Joint holding vs nomination vs will: who actually gets your mutual fund units
This matters because the gap between "who the fund house releases the money to" and "who legally owns it" has already produced Supreme Court litigation, family disputes, and units frozen in probate for years.
Loss aversion and SIPs: why investors stop right when markets dip
That gap, between what the numbers say and what investors actually do, is not a discipline problem in the way it is often described. It has a name, a body of research behind it, and a very specific reason it targets SIPs harder than lump-sum investments.
Direct plans vs regular plans: what you actually give up without a distributor
If you have ever compared two identical mutual fund schemes and wondered why one shows a slightly higher NAV, the answer is almost always the plan type.
SEBI's New 40-Category Mutual Fund Framework: What Changed and Why It Matters
For the first time since 2017, SEBI has carried out a full review of how mutual fund schemes in India are categorised
Why Did My Mutual Fund NAV Drop Despite a Market Correction
It is a common moment of confusion. The Nifty or Sensex falls by, say, 2% on a given day, but the NAV of a mutual fund held against that same market falls by more, or falls on a day the index barely moved at all
Understanding Market Cycles: Bull, Bear, and Consolidation Phases Explained Historically
Every market, in every country, moves in cycles. Prices do not rise or fall in a straight line. They trend, they pause, they reverse, and they trend again.
Understanding expense ratios: the silent portfolio killer
Every mutual fund charges something to run the scheme. That charge doesn't show up as a line item on your statement the way a brokerage fee does.
Building an emergency fund before you build a portfolio
Ask ten people why their first stock investment turned into a forced sale at a loss, and a good number will trace it back to the same thing: money that was supposed to be untouched for years suddenly had to cover a job loss, a hospital bill, or a broken appliance. An emergency fund exists to make sure that never happens to your long-term money.
How to read a company's annual report in 10 minutes
An annual report can run past 200 pages. Nobody reading it for the first time needs to read all 200.
Hybrid funds explained: are they the middle ground conservative investors need?
Most conservative investors face the same dilemma. Fixed deposits feel safe but barely keep pace with inflation. Equity markets offer growth but come with swings that can test anyone's patience. Hybrid mutual funds exist for the space between these two.
Amenities vs time crunch: what your housing society is really charging you for
Monthly maintenance in a premium Mumbai society can run as high as ₹15,000, largely to keep the clubhouse, pool, and gym running, compared with as little as ₹1,500 a month in a basic Pune society with fewer shared facilities.
How layoffs and a shaky economy make an emergency fund non-negotiable
India's technology and software services industry could eliminate between 25,000 and 35,000 jobs in 2026, according to estimates cited by ETTech, with staffing firms reporting thousands more quiet exits that never make headlines. Tata Consultancy Services alone confirmed plans to cut around 12,200 roles, about 2% of its global workforce, in financial year 2026.
The iPhone you want vs. the retirement you're building
The iPhone 17 Pro starts at ₹1,34,900 for the base 256GB model in India, with the Pro Max going up to ₹1,49,900 . Meanwhile, the median Indian nearing retirement has saved ₹28 lakh against a target of ₹1 crore, a shortfall of roughly 3.6 times . Neither number is a reason to feel guilty about wanting a good phone. They're just two numbers worth looking at together before the next upgrade.
How Quick Commerce Is Quietly Eating Your Monthly SIP
Ten minutes is now how long it takes to get chips, a phone charger, or a last-minute birthday candle delivered to your door. It is also, coincidentally, close to how long most people spend deciding whether to increase their SIP amount this year. One habit is growing at 40% a year. The other is showing early signs of strain.
Using RTI to track down an old EPF or insurance claim
If a Provident Fund withdrawal has sat at "under process" for months, or an old LIC policy seems to have quietly vanished into paperwork nobody can locate, most people's instinct is to keep calling a helpline and hoping. There's a more effective, legally backed option most people don't reach for until much later than they should: the Right to Information Act, 2005. It won't settle your claim by itself, but it can force a public authority to put, in writing, exactly where your money is stuck and why, which is often the missing piece that gets a stalled claim moving.
Why Chasing IPO Listing Gains Might Be A Bad Idea
Let's talk about IPO GMP for a second, because someone always asks about it.
GIFT City explained: What it is and how Indians and NRIs actually invest there
GIFT City, short for Gujarat International FinTec-City, is India's first International Financial Services Centre, and by 2026 it had crossed USD 111 billion in assets under its regulatory umbrella. It sits on the banks of the Sabarmati between Ahmedabad and Gandhinagar, but legally, for financial purposes, it is treated as foreign territory under India's foreign exchange law.
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